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L\u2019infortunistica stradale \u00e8 una branca del risarcimento danni la cui disciplina pu\u00f2 rinvenirsi principalmente nel Codice delle Assicurazioni private. (Decreto Legislativo 7 settembre 2005, n.209) ed in particolare al titolo X riguardante le assicurazioni obbligatorie per i veicoli a motore.<\/p>\n
Quando veniamo coinvolti in un incidente il primo passo da affrontare \u00e8 individuare a chi rivolgere la richiesta risarcitoria: la propria compagnia assicurativa per i casi rientranti nella procedura di indennizzo diretto, quella della controparte per tutti gli altri casi.<\/p>\n
La procedura di indennizzo diretto si applica quando non sono coinvolti pi\u00f9 di due veicoli a motore indipendentemente dal fatto che siano derivati danni solo ai mezzi o anche a persone. Vi sono per\u00f2 delle eccezioni:<\/p>\n
Una volta individuata la Compagnia Assicurativa possiamo dividere ogni sinistro in tre fasi:<\/p>\n
In tutti questi momenti la compagnia assicurativa si avvale di esperti consulenti di parte (periti e medici legali) e professionisti interni (liquidatori). Appare evidente lo sbilanciamento tra il danneggiato e la compagnia assicurativa ed \u00e8 infatti stimato che le vittime di un incidente stradale ottengono in media il 45% in meno di quanto avrebbero ottenuto affidandosi ad un esperto avvocato.<\/p>\n
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INFORTUNISTICA STRADALEL\u2019infortunistica stradale \u00e8 una branca del risarcimento danni la cui disciplina pu\u00f2 rinvenirsi principalmente nel Codice delle Assicurazioni private. (Decreto Legislativo 7 settembre 2005, n.209) ed in particolare al titolo X riguardante le assicurazioni obbligatorie per i veicoli a motore. Quando veniamo coinvolti in un incidente il primo passo da affrontare \u00e8 individuare a […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-189","page","type-page","status-publish","hentry"],"yoast_head":"\n